At Colonial Capital, collateral for the loans we make consists of the real property the borrower is purchasing, developing or re-financing and are secured by a first or second deed of trust on the property.
Colonial Capital provides the following financing options
Raw Land
Acquisition and Development
Commercial Real Estate - including office, retail, multifamily, industrial, mini-storage.
Residential real estate - including single family, owner occupied, fix and flips.
Loan Types
Purchase money for acquisition
Cash Out
Re-finance / Debt restructuring
Bridge financing
Construction loans
Note purchases
Terms and Conditions
Loan size: $30,000 to $3 million
Interest rate: 10% - 15%
Points: 2 – 5
Term: 3 months to 3 years
Amortization: Interest only
Loan to value: up to 70%